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Colorado injury attorneys
Colorado personal injury attorneys.

Mintz Law Firm, LLC
605 Parfet St., Suite 102
Lakewood, Colorado 80215
Map / Directions

Phone: 303-462-2999 (Denver)
Toll Free: 1-800-4-INJURY
Fax: (303) 233-8999
Email: info@4injury.net

Colorado Injury Law

 

David Mintz
Mintz Law Firm, LLC

contact Colorado Injury Attorneys at Mintz Law Firm for a free initial legal consultation.
Call us to tell you about the new changes in car insurance laws in Colorado.
 
 
Denver Injury Lawyers


Scenic Colorado roads and highways in the Denver area

 

 

2008 Colorado Auto Insurance Changes

COLORADO’S NEW LAW ALLOWS YOU TO “STACK”
YOUR UNDERINSURED AUTOMOBILE COVERAGE

When you are hurt in a car accident, you can never have enough insurance coverage. So if you are hit by an uninsured or underinsured driver, Colorado’s new “Stacking” law can help you recover enough to compensate you for your injuries, losses and damages if you plan properly.

Many drivers in Colorado either have no insurance or the minimum liability limits of $25,000.

Many drivers in Colorado either have no insurance or the minimum liability limits of $25,000. Now, for policies that were written after January 1, 2008, you can get the full value of the underinsured motorist policy that you paid for. This is in contrast to the policies that were written prior to January 1, 2008, in which your underinsured motorist carrier was given a credit or offset for the liability coverage for the at fault driver. The caveat in the law is that it only applies to “policies written after January 1, 2008” and not all car wrecks after January 1, 2008. Therefore, you may want to renew your policy so that it is written after January 1, 2008, to get the benefit of the new law.

We realize that some of this may seem complicated, so call us at 303-462-2999 or 800-4INJURY if you are involved in a car accident and we will be happy to explain this to you.

An example of how the new law works will help you understand how good this is for Colorado drivers. Now, if a careless driver has Colorado’s minimum limits of $25,000, and you have $100,000 in Underinsured Motorist Coverage, your maximum recovery could be $125,000 under the new law. If you compare that to the old law, which did not allow “stacking,” your maximum recovery would be only $100,000 because insurance companies were able to credit or offset the difference between the two policies. Under the new law that allows stacking, Colorado drivers finally get the full value of the Underinsured Motorist benefit that they paid for and deserve.

Stacking your underinsured motorist coverage can be a life saver because it may allow you to pay all of your medical bills and get the money that you deserve for your injuries and losses.

Underinsured motorist coverage can help you if you are injured,
and it is usually a worthwhile purchase.

Call us and one of our attorneys will be happy to explain the new law to you and how this law can benefit you. In the meantime, we advise our clients to renew their automobile policies so that they can get the benefit of the policy being written after January 1, 2008. In addition, we also recommend that our clients carry high underinsured and uninsured motorist limits because there are a lot of drivers out there without any insurance. This underinsured motorist coverage can help you if you are injured, and it is usually a worthwhile purchase.

 

 

 

 

 

 

Colorado Personal Injury Lawyers
—Mintz Law Firm, LLC

 

 

For more information about your legal rights after an auto accident, email or call us at 303.462.2999 in the Denver Metro Area, or anywhere in Colorado 800-446-5879 (800-4-INJURY).

 

 

 

 

 

 

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